How These Terms Apply to DANA and QRIS
These Terms & Conditions form the agreement between you and us when you create or use an account. They cover accurate registration details, phone verification before account access, acceptable account use, wallet instructions, transaction checks, withdrawals, account closure and changes to these conditions. You are responsible
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for checking that your details remain current and that your chosen payment route belongs to you. DANA, OVO, GoPay, QRIS, virtual account and bank transfer appear as payment context only; the available route and any verification step can depend on local law. We may pause an
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account action while we confirm identity, payment ownership or transaction records. If a condition changes, we will place the updated wording where you can read it before continuing. By opening an account, you confirm that you have read the applicable terms and will follow them.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.